Legal Notice

Website owner details

The contact details of the service provider and owner of the website https://seguromedicoespana.com (hereinafter, the website) are as follows:

This Legal Notice governs access to and use of the Website by users.

Access to the Website

Accessing and using the Website implies acceptance of this Legal Notice.

AP ASSESSORS, SCP reserves the right to modify and/or update this Legal Notice at any time. Therefore, users must carefully read the Legal Notice each time they access the Website. If you do not accept it, please refrain from using the Website and its content.

Use of the Website

The user undertakes to use the Website and all its content in accordance with applicable law, this Legal Notice and, where applicable, any other terms and conditions established on the Website.

The user also undertakes to make appropriate use of the Website’s services and/or content and not to use them to carry out unlawful activities and/or activities that infringe the rights of third parties. In this regard, the user agrees not to transmit, introduce, disseminate or make available to other users any type of material or information that is contrary to the law or this Legal Notice. By way of example, and without limitation, the user agrees to:

In the event of breach of this Legal Notice or any other terms and conditions of the Website, AP ASSESSORS, SCP reserves the right to limit, suspend and/or terminate access to the Website, adopting any measures necessary for this purpose.

AP ASSESSORS, SCP makes its best efforts to keep the Website in good working condition, avoiding errors or correcting them where appropriate. However, AP ASSESSORS, SCP does not guarantee the availability and continuity of access to the Website, nor the absence of errors in its content, nor that such content is properly updated.

Liability

Access to the Website and any use made of the information contained therein is carried out under the sole responsibility of the user.

AP ASSESSORS, SCP shall not be liable for any damage and/or loss that may arise, directly or indirectly, from access to or use of the information contained on the Website, especially that relating to third parties, including, without limitation, damage caused to computer systems or those caused by the introduction of viruses and/or cyberattacks. Nor shall it be liable for damages suffered by users due to improper use of the Website or for failures, interruptions, lack or defect in telecommunications and/or Internet.

AP ASSESSORS, SCP shall not be liable for any damage to users' software and/or hardware arising from access to and/or use of the Website.

The user agrees to hold AP ASSESSORS, SCP harmless from any claims or penalties that it may be required to bear as a result of the user's breach of applicable law or this Legal Notice. AP ASSESSORS, SCP reserves the right to claim compensation for damages from users who misuse the Website or fail to comply with this Legal Notice.

Linking policy

a) Links to the Website

Anyone intending to include a link to the Website on another website (“Linking Website”) must comply with applicable legislation and may not host content, whether their own or third-party content, that: (i) is unlawful, harmful, violent, racist, degrading, etc.; and/or (ii) is inappropriate or unrelated to the activities and services of AP ASSESSORS, SCP.

The link does not imply that AP ASSESSORS, SCP endorses, promotes, guarantees, supervises and/or recommends the content and/or services of the Linking Website, which remains solely responsible for its content. In the event of non-compliance with the above conditions, AP ASSESSORS, SCP will revoke the authorization granted to the Linking Website, which must immediately remove the link.

b) Links to third-party websites

The Website may contain links to third-party websites. AP ASSESSORS, SCP is not responsible for the content, policies or practices of such external websites, nor for any damages that may arise from access to or use of them. The inclusion of links does not imply any relationship, recommendation or approval by AP ASSESSORS, SCP, unless expressly stated.

Social media

AP ASSESSORS, SCP maintains profiles on certain social networks (such as X and LinkedIn) to provide information about its services and activities.

Users who join any of the profiles opened by AP ASSESSORS, SCP on social networks must comply with the terms and conditions of the relevant social network.

AP ASSESSORS, SCP may access publicly available user information and send individual messages where permitted by the social network, although such data will not be incorporated into any database unless otherwise indicated.

Intellectual and industrial property

All intellectual property rights over the various elements and contents of the Website (texts, graphics, photographs, videos, icons, sound recordings, color combinations, source code, etc.), as well as its structure, selection and arrangement, are owned by AP ASSESSORS, SCP or, where applicable, its licensors.

Likewise, the trademarks and domain name of the Website are owned by AP ASSESSORS, SCP or its licensors, and access to the Website does not grant any rights over them.

Accordingly, reproduction, transformation, distribution, public communication, making available, extraction and/or any other form of unauthorized dissemination of the Website, its Content and/or distinctive signs of AP ASSESSORS, SCP is expressly prohibited.

Unauthorized use of the Content, as well as any damage caused to the intellectual and industrial property rights of AP ASSESSORS, SCP, may give rise to the exercise of legal actions and any liabilities that may arise.

Privacy Policy

The processing of users' personal data shall be governed by the Website’s Privacy Policy.

Nullity

If any provision of this Legal Notice is declared null and void, in whole or in part, such nullity shall affect only that provision or the part thereof that is invalid, and the remaining provisions shall remain in full force and effect. The affected provision shall be deemed not to have been included. This Legal Notice shall only lose validity with respect to the invalid provision, and no other part shall be affected unless such provision is essential.

Applicable law and jurisdiction

This Legal Notice shall be governed by and interpreted in accordance with applicable law.

In the event of any dispute arising from the interpretation and/or application of this Legal Notice, the competent courts shall be those established by applicable law.

Last updated: January 2026.